Secured Fixed Income launches three-year investment bond offering 7.75 per cent annual interest

The minimum investment is £1,000, with additional amounts available in £100 increments.

The fixed interest rate does not guarantee payment, and investors could lose some or all of their money if the issuer cannot meet its obligations.

The proceeds will fund a diversified portfolio of secured loans to small and medium-sized UK businesses.

These loans cover corporate leasing, infrastructure, property development, funds finance and specialist finance.

The launch follows the company’s first bond issue, which raised £14.15million. That money was fully deployed within a month of the offer completing.

The terms provide for repayment of the bonds’ full nominal value at maturity, subject to the issuer being able to pay. This is their face value, which may differ from the price paid by investors buying on the market.

The bonds are expected to be admitted to the Financial Conduct Authority’s Official List and begin trading on the London Stock Exchange’s Main Market on or around November 30.

Henrietta Podd, director of advisory and funding at Allia C&C, described the offer as “an attractive three-year opportunity” for investors seeking to secure current interest rates.

She also highlighted how bonds issued in smaller denominations can provide flexible funding for UK borrowers.

Applications are available through stockbrokers and investment platforms, including AJ Bell, Hargreaves Lansdown, Interactive Investor and LGB & Co., rather than directly from the issuer.

Investors wishing to hold the bonds in an ISA or self-invested personal pension (SIPP) should check eligibility with their platform or pension administrator before applying.

Allia C&C is managing the issue, with trading expected to take place through the London Stock Exchange’s electronic bond trading system once the bonds are listed.

Toby Furnivall, Managing Director at Triple Point Private Credit, said: “This second issue builds on the strong response to the debut offer, and gives investors a further option, with interest paid twice yearly for those seeking regular income over the life of the bonds.”

Mr Furnivall added that the offering allows the firm to continue backing UK SMEs “with the secured, flexible lending they need to grow, while offering investors a predictable, disciplined route to fixed income.”