A major banking giant is set to close 16 of its high street branches in January 2026 as consumers continue to opt for managing their finances online or via apps instead of in-person.
Lloyds Banking Group, which is made up of Lloyds Bank, Halifax and Bank of Scotland, has confirmed the locations of its latest wave of bank branch closures to kick-off the New Year.
Bank branch closures have become the norm in recent years as customers flock to online banking with consumer champion Which? estimating 6,000 sites in the UK were shut down between 2015 and 2024.
On top of the 16 branch closures in January 2026, Lloyds has announced 55 additional locations will shut their doors for good throughout the year as part of a wider restructuring effort.
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Here is a full list of the 16 Lloyds Banking Group branch closures for January 2026:
Lloyds Bank
- Gillingham (Dorset) – January 8
- Mitcham – January 8
- Totnes – January 8
- Ammanford – January 12
- Bideford – January 13
- Fleet – January 13
- Chester-Le-Street – January 14
- Ivybridge – January 14
- News Addington – January 14
- Alfreton – January 19
- Havant – January 19
- Lewes – January 19
- Swadlincote – January 20
- Penzace – January 21
- Petersfield – January 21
- Southampton Hedge End – January 21
- Hedon – January 28.
Halifax
- Middleton – January 8
- Yeovil – January 12
- Havant – January 15
- Wansworth – January 15
- Seaford – January 19
- Deal – January 22
- Hastings – January 22
- Skipton – January 26.
Bank branch closures are continuing at an ‘alarming rate’, according to Which? | GETTY
Here is a full list of the other 55 bank branch closures from Lloyds Banking Group throughout 2026:
Lloyds Bank
- Thornbury Avon – February 26
- Leominster – March 3
- Peterlee Yoden Way – March 3
- Hucknall – March 4
- Brigg – March 5
- Caterham – March 5
- Falmouth – March 5
- Glossop – March 9
- Tunstall – March 9
- Houghton-le-Spring – March 10
- Manchester Moston – March 11
- Seaton – March 11
- Sleaford – March 12
- Wymondham – March 12
- Okehampton – March 25
- Camborne – October 7
- Chepstow – October 7
- Ryde – October 7
- Deal – October 8
- Harborne – October 8
- Gorseinon – October 12
- Southampton Totton – October 12
- Stamford – October 13.
Halifax
- Horsforth – February 24
- Birmingham Bearwood – March 2
- Peterlee – March 3
- Nelson – March 4
- Sleaford – March 12
- Camborne – October 7
- Buxton – October 13
According to Lloyds Banking Group, more than 21 million of its customers now prefer managing their money through the financial institution’s website or personal app.
A spokesperson for Lloyds Banking Group commented: “We’re providing more choice than ever before, bringing together the best in digital convenience with our people.”
Last year, a survey from credit information firm CRIF found that 27 per cent of senior banking professionals in the UK believe the reduction in bank branches is not a major challenge for their company.
However, the same polling found that six in ten British consumers consider the recent wave of bank branch closures to have been a barrier in accessing crucial financial support.
More than one-third of the UK’s bank branch network has been axed | GETTY
Sara Costantini, the regional director for the UK and Ireland at CRIF said: “Financial services have changed rapidly over the last decade, as people continue to embrace digital banking and manage multiple aspects of their finances online.
“The knock-on impact of this has been the reduction in physical, in-person banking services. While many working in the sector don’t see this as a major challenge to their business, bank branch reductions are continuing to fuel concerns over the quality of customer services and what further closures may mean for the future.
“The findings highlight the difficult tightrope that banks now need to walk, balancing the need to ensure their digital services remain cutting edge and up to scratch, which has become a competitive area for so many, without losing the personal touch that more traditional services offer.”