Pensioners can enjoy a comfortable lifestyle abroad for under £1,000 a month

Jennifer Stevens, Executive Editor of International Living, said: “You can live comfortably in the right spots abroad on a budget that, in the US, would really have you skimping and counting pennies.

“We worked with our contributors on the ground around the world to get realistic, up-to-date recommendations and guidance from them, to point to specific places where $1,200 a month can cover housing, food, utilities, transportation, and entertainment in communities that are safe, welcoming, and full of life.”

She added: “This isn’t about living small—it’s about living smart. Is this modest budget going to put you in a mansion? No. But it can fund a truly comfortable life where you can eat out often, enjoy cultural events, travel locally, and still have money left over.”

| GETTY

Here are five of the destinations highlighted:

Albania

On the Adriatic coast, Albania offers Mediterranean living at a fraction of the price of its neighbours.

In waterfront cities like Vlore or Saranda, comfortable apartments rent for $300–$400 (approx. £240–£315) a month, with utilities averaging $100–$150 (approx. £80–£120).

Local markets brim with fresh produce, fish, and cheeses at bargain prices, while café culture thrives with espressos for $1 (approx. 80p) and full meals under $10 (approx. £7.90).

The cost of living remains among the lowest in Europe, making Albania a hidden gem for expats seeking affordability by the sea.

Bali (Indonesia)

Bali delivers a lifestyle that feels indulgent but remains affordable. In quieter areas such as Sanur or Sidemen, guesthouse-style rentals run $400–$500 (approx. £315–£395) a month, often with pools included. Utilities average $80 (approx. £63).

Eating out is a joy, local warungs (food stalls) serve excellent meals for just a few dollars, and even international restaurants are far cheaper than in the West.

A scooter rental costs $80 (approx. £63) per month, and luxuries like massages, pedicures, and haircuts cost only a few dollars each.

| GETTY

Bulgaria

Bulgaria consistently ranks as one of Europe’s best-value destinations. In cities such as Plovdiv or coastal Varna, a one-bedroom apartment rents for around $500 (approx. £395) per month.

Monthly groceries cost about $245 (approx. £195), with fresh bread, vegetables, and wine both high quality and low cost.

Public transport is efficient, with a monthly pass at about $25 (approx. £20), and cultural life is rich with concerts, theatre, and festivals available at low prices.

Cambodia

Cambodia is one of Southeast Asia’s cheapest places to live, offering rich cultural experiences at very low costs. In Phnom Penh or Siem Reap, modern one-bedroom apartments with access to gyms and swimming pools rent for $200–$400 (approx. £160–£315).

| Getty

Dining out is often cheaper than cooking, with full meals available for $2–$3 (approx. £1.60–£2.40). Utilities and internet are inexpensive, and tuk-tuks or ride-hailing apps keep transport affordable.

Even domestic flights are cheap, making it easy to explore the country or hop over to Thailand or Vietnam.

Colombia

In smaller Colombian cities such as Manizales or Pereira in the Coffee Region, $1,200 (approx. £950) stretches far. A two-bedroom apartment rents for $250–$400 (approx. £200–£315), while local markets make fresh produce, coffee, and meats highly affordable.

Public transport is reliable and costs just pennies per ride. The spring-like climate year-round keeps utility bills low, and cultural life is active with festivals and events at modest prices.

For Britons grappling with rising living costs at home, these figures put into perspective just how far money can stretch overseas.

While the UK’s cost-of-living crisis continues to squeeze pensioners, destinations like Albania, Bali and Colombia highlight that a retirement abroad could not only be cheaper but more comfortable too.