The aftermath of yet another storm should be a timely reminder for all of us to make sure our homes are prepared for winter weather.
In 2024, UK insurers paid out a record £585 million for weather-related damage to homes and possessions following a particularly turbulent storm season.
Two-fifths of homes have experienced some form of extreme weather damage in the five years leading up to 2024, with 12 per cent affected by flooding and a fifth suffering storm damage.
While you can’t control the weather, there are practical steps you can take to reduce the risk of costly damage and avoid becoming one of those statistics. Here are five key ways to storm-proof your home this winter.
Storms can cause serious roof damage
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1. Check your roof
Storms can cause serious roof damage, particularly to older properties. Dislodged or cracked tiles are among the most common problems caused by high winds, especially where tiles are already loose.
Yet 56 per cent of homeowners admit they don’t check their roof tiles. That’s risky. Even a small gap can allow rainwater to enter, leading to damp, damaged insulation and ruined possessions.
Loose tiles are also a danger in high winds, potentially causing injury or damaging neighbouring property. A visual check from the ground – or a professional inspection – can prevent far bigger problems later.
2. Clean out the gutters
Blocked gutters and downpipes prevent rainwater from draining away from your home, increasing the risk of leaks, damp and structural damage.
Standing water can rot roof timbers, stain ceilings and walls, and undermine foundations. Constant moisture also encourages mould and wood rot, which can weaken exterior structures and pose health risks.
Clearing leaves and debris before winter sets in is a simple but highly effective preventative measure.
3. Insulate against draughts
High winds exploit weaknesses around doors, windows and roofs. Small gaps and worn seals can be forced open, allowing cold air and rain to enter the property.
Weather stripping, draught excluders and replacing damaged seals are inexpensive fixes that can make a big difference. As well as protecting against storm damage, proper insulation will also help keep heating bills down during colder months.
4. Secure doors, windows and outbuildings
Check that external doors, garage doors, sheds, and fences are firmly secured. Weak hinges, loose fixings and ageing locks are far more likely to fail in strong winds.
Windows should close tightly and latch properly, particularly older frames that may have warped over time. A sudden gust can easily force open an unsecured door or window, allowing wind and rain to cause havoc indoors.
High winds exploit weaknesses around doors, windows and roofs
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GETTY
5. Keep the garden well-maintained
Once your home itself is protected, don’t overlook the garden. Overhanging branches, unstable trees and loose objects can become dangerous in high winds.
Trim back trees and remove dead or weakened branches. Large or mature trees close to the house should be inspected by a qualified tree surgeon if there’s any doubt about their stability.
Outdoor furniture, tools and children’s toys should also be stored securely – even small items can become dangerous projectiles in a storm. A little preparation now can save thousands in repairs later – and a great deal of stress when the next storm hits.